Tips For The Unemployed Underemployed

12.29.10 |

 What do you do if you have gotten your last unemployment check, you're working a part time job-- and you have to make a decision on which bills not to pay? Is there help? Financial analysts suggest to try the National Foundation for Credit Counseling. They may help you negotiate. Another resource is “Unemployment Lifeline”. They can tell you where to go to get help with day-to-day expenses if you’ve been laid off. As for keeping your home, try a loan modification. You are eligible for the Home Affordable Modification Program if your mortgage, taxes, and interest add up to more then 31 percent of your income.